I know some of you bank with President's Choice Financial. You may already know this, but I stumbled upon a new savings account they have the other day, called the Interest Plus Savings Account (http://www.banking.pcfinancial.ca/a/products/savingsPlusAccount.page). If you can keep a balance greater then $1000 in there, the interest rate is 1% higher then their standard savings account, while below that its 2% below the standard account. You can keep your old savings account open with a couple of dollars in the event you dip below the grand and need to transfer cash back to it, so I can't see a downside. Just FYI.